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Pension Credits – are you eligible?

Some people may not be getting Pension Credit when they might be eligible for it.

The aim of this material is to raise awareness of Pension Credit and help dispel some common misconceptions that might deter people from claiming it by highlighting that:

  • people of State Pension age may be entitled to Pension Credit even though they may have modest savings, or a retirement income or own their own home
  • an award of Pension Credit can provide access to a range of other benefits such as help with housing costs, council tax, heating bills and for those aged 75 or over, a free TV licence

If you work with people over State Pension age, or with those supporting them, or know anyone who might be eligible, then please encourage them to find out more.

Videos you can use to promote Pension Credit

The power of friends and family

We know that a nudge from a loved one can be a powerful motivator. If you are talking directly to friends and family of people over State Pension age, encourage them to talk about Pension Credit and the other benefits that come with claiming it with people they think may be eligible. This can help to open up important conversations that could make a real difference to the lives of your loved ones

The video below gives a step-by-walk through of how to use the Pension Credit calculator. The calculator works out if they’re eligible and gives an estimate of how much they could get.

This video below provides an overview of Pension Credit in British Sign Language for people with hearing impairments.

If you work with people you think may be eligible

This video below should help you to talk to your customers about Pension Credit and help them to check their eligibility:

More help and advice

Merseyside Law Centre, is a charity dedicated to providing free legal advice and support to those in need in the Liverpool and Knowsley areas. They are pleased to offer specialised services for individuals aged 65 and over. Our Older Person’s Advice Caseworker has extensive experience in social welfare and is well-versed in benefits for older adults. Visit https://www.merseysidelawcentre.co.uk/ or call 0151 452 2495